Privacy Notice

WHY?	Financial companies choose how they share your personal information. The law gives consumers the right to limit some but not all sharing. The law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect, and share depend on the product or service you have with us. This information can include: – Income – Account balances and payment history – Credit history and credit scores
HOW?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons www.LoonieFinancial.com chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Loonie Financial share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), to collect monies owed, to comply with a warrant, respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experience	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	Yes	Yes

LIMIT OUR SHARING	Call us at 1 (833) 423-2208 or email us at customerservice@looniefinancial.com If you are a new customer, we can begin sharing your information 30 days from the date we provide you with this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
QUESTIONS	Call us at 1 (833) 423-2208 or email us at customerservice@looniefinancial.com

Who is providing this notice?	www.LoonieFinancial.com is powered by Loonie Financial a Mohawk Territory of Kahnawake business.
How does www.LoonieFinancial.com collect my personal information?	We collect your personal information, for example, when you – Apply for a loan or give us your income information – Provide employment information or provide account information – Give us your contact information
How does www.LoonieFinancial.com protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with tribal along with applicable federal law. These measures include computer safeguards and secured files and buildings.
Why can’t I limit all sharing?	Tribal laws along with applicable federal law gives you the right to limit only: – sharing for affiliates’ everyday business purposes—information about your creditworthiness – sharing for nonaffiliates to market to you – affiliates from using your information to market to you

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. – Our affiliates include financial and nonfinancial companies such as Uncle Warbucks and other affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. – Nonaffiliates, we share with can include service providers, data processors, advertisers, direct mail companies, lead providers and other authorized nonaffiliates.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. – www.LoonieFinancial.com doesn’t jointly market.

Do Not Call Policy

This notice is the www.LoonieFinancial.com Do Not Call Policy. We do not solicit via telephone the numbers on Canada’s National Do Not Call List, unless for reasons permitted by the law. www.LoonieFinancial.com employees receive training on how to document and process telephone marketing choices. Consumers who ask not to receive telephone solicitations from www.LoonieFinancial.com will be placed on the www.LoonieFinancial.com Do Not Call list and will not be called in any future campaigns.

Call Monitoring and Recording

If you communicate with us by telephone, we may monitor or record the call.