Terms of SMS and Electronic Communications

LoonieFinancial.com powered by Speedy King (hereinafter the “Company” or “We” or “Us”) exclusively carries out its business online. This means that We will communicate with You via electronic communications and that all transactions between You and the Company will be held electronically in accordance with applicable laws.

Please read the following Electronic Communications Terms and Conditions (“Terms") carefully and thoroughly before providing Your consent.

Please note that if You do not consent to receiving electronic communications from the Company, We may be unable to provide the services You request or may be unable to provide You with a loan. By agreeing to these Terms, You agree to be bound by these Terms.

“Electronic Communications” means any type of telecommunications, including a text, sound, voice, or image message, video conferencing, instant messaging.

“SMS” means Short Message Service.

The Company’s marketing practices are a vital component of our business, it allows Us to connect with You, promote our products and services and provide You with the best user experience. By opting-in to Electronic Communications, You will receive key announcements and special offers regarding our products and services (“Promotional Materials”) and You will also receive important loan account information such as disclosures, notices, authorizations, other updates. By opting-in, You consent and agree to receive Your Loan Agreement and any other agreement and documents electronically (in a digital format) that are required to be provided or made available to You by the Company during the course of the relationship (“Documents”). You further agree that Your electronic signature has the full force and effect of Your physical signature and that it shall bind You to Your Loan Agreement in the same manner as a physical signature and that it satisfies all legal requirements.

By providing Your consent to Electronic Communications, You agree that The Company will rely on Your consent to communicate with You exclusively by the electronic means We choose such as the email address that You have provided Us with or through, SMS text, telephone, or any other channels You may have specified while signing up. The Company will no longer be required to send You any Promotional Materials and/or Documents that are required to be provided or made available to You by the Company in paper form.

The Company uses the following channels to stay connected and communicate with You:

• SMS text;
• Telephone calls (landline and/or cell phone calls);
• Email correspondence;
• Messages in any other channels you specified while signing up.

We take Your Privacy and Security seriously. Please visit our Privacy Policy, which outlines how We collect, use and disclose Your personal information.

Please note that SMS frequency varies. Data rates may also apply, please see with your service provider before Opting-in.

Note that mobile carriers are not liable for delayed or undelivered text messages.

If You feel overwhelmed with the Electronic Communications of Promotional Materials, You can always use the option to opt-out or unsubscribe from receiving any further communications.

You may opt-out and remove Your SMS information by sending “STOP”, “END”, “CANCEL”, “UNSUBSCRIBE” or “QUIT” to the SMS text message You have received to stop receiving messages from the Company.

You may also opt-out any time by emailing customerservice@looniefinancial.com or phoning Us at 1 (833) 423-2208.

You may also unsubscribe to the emails by clicking on the unsubscribe link in the email You receive.

You will need to notify The Company within 15 days if Your email address, or any other contact details, change. To notify Us of a change, please contact Us by email at customerservice@looniefinancial.com or by telephone at 1 (833) 423-2208.

Please note that it is Your responsibility to print or save all communications You receive from The Company. It is Your responsibility to ensure that You maintain appropriate software and hardware to receive, access and save any electronic communications (this includes ensuring that any electronic communications We send to You are not blocked by any anti-spam software or firewall software).

We reserve the right to provide You with Documents by paper format if We are unable to provide electronic delivery or have reason to believe that You may have not received the Document(s). Any paper delivery of the Document(s) will be provided to You at the most current mailing address that We have on file for Your account.

These Terms will be governed by and construed in accordance with the Laws of the Sovereign Territory of Kahnawake via the Province of Quebec or comparable jurisdiction including any applicable regulations, treaties and the indigenous laws in of Canada. Any dispute arising out of or in connection with these Terms, shall be resolved through the Dispute Resolution Procedure, as described therein at, http://fnla.ca/dispute-resolution-policy.

The Company reserves the right to update the present Terms from time to time without prior notice. We strongly recommend that You visit the Website often to make sure You agree to all our updated Terms. If We do this, We will post the changed Terms on the Website and will indicate at the top of this page the date the Terms Were last revised. You understand and agree that Your continued use of Our Services or the Website after We have made any such changes to the Terms constitutes Your acceptance of the updated Terms.

If You have any questions or concerns about these Terms or our Services, please contact Us at customerservice@looniefinancial.com or by phone at 1 (833) 423-2208.